Terms of Use
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Effective Date: May 4, 2007

Welcome to the Roy Sanders Real Estate Seminars Inc. (“Sanders”) Web site (the “Web site”). Your use of this Web site is subject to the following terms and conditions. Your use of this Web site signifies your acceptance of these terms and conditions and your agreement to be bound by them. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT USE THIS WEB SITE. Please review this Web Site's Privacy Policy and Terms and Conditions. Sanders reserves the right to update these Terms and Conditions at any time without notice. Such updates shall be effective immediately after Sanders has posted notice of such updates.

Linked Sites
This Web Site will permit you to link to many other Web sites, that may link to Sanders Web Site, (the “Linked Sites”) and may have terms that differ from, or contain terms not specified here. Your access to such Web sites through links provided on this Web site is governed by the policies of the Linked Sites, not this Web site. Any services provided by Linked Sites are provided for informational purposes only and are not in the control of Sanders. Sanders is not responsible for, and does not endorse, such content, information or services of any Linked Sites. Sanders has no control over the information and privacy policies and practices of Linked Sites, and is not responsible for their content, collection and use of information, or freedom from error or viruses. It is your responsibility to recognize, by paying attention to your browser’s address bar, when you are leaving Sanders site.

Confidential Information
You may NOT provide, copy, print, modify and/or distribute or transmit any confidential material from this Web site to any persons who have not signed Sanders Non-Circumvention/Non-Disclosure Agreement. Confidential material includes all pictures, illustrations, graphics, inventory, prices and information pertaining to any properties which Sanders represents the Developers (the “Confidential Material”). The Confidential Material is covered by the Non-Circumvention/Non-Disclosure Agreement which is posted on the Sanders Web site and may be viewed prior to accessing any Confidential Material.

The Confidential Material may not be copied, distributed, modified, transmitted, reused, re-posted or otherwise displayed for public or commercial purposes without the express written permission of Sanders for each such use of the Confidential Material.

Submissions
All remarks, suggestions, ideas, graphics, data or other information submitted to Sanders through this Web site or through electronic mail will be treated as non-proprietary and non-confidential and become the property of Sanders without compensation, for exclusive use at Sanders discretion.

Intellectual Property
The trademarks, service marks and logos (including the names Sanders, Sanders Real Estate Seminars, Roy’s Panama, and the "Sanders Real Estate Seminars " logo”) used and displayed on this Web site belong to Sanders or others. Nothing on this Web site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this Web site, without the prior written permission of the trademark owner. This Web site is copyrighted.

Disclaimer of Warranties
Your use of this Web site is at your risk. THE INFORMATION ON THIS WEB SITE IS PROVIDED TO YOU "AS IS," FOR INFORMATIONAL PURPOSES ONLY, WITHOUT WARRANTY OF ANY KIND, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR COMPLETENESS. SANDERS WILL NOT BE LIABLE FOR ANY DAMAGES INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE, ARISING OUT OF YOUR ACCESS TO OR USE OF THIS WEB SITE. YOU EXPRESSLY AGREE THAT USE OF THIS WEB SITE IS AT YOUR SOLE RISK. SANDERS DOES NOT WARRANT THAT THIS WEB SITE OR THE SERVERS MAKING THIS SITE AVAILABLE ARE VIRUS FREE.

The information contained on this Web site could contain technical inaccuracies or typographical errors, and information may be changed, updated, and/or deleted without notice. Sanders may make improvements and/or changes in the products and programs described on this Web site at any time.

Services & Products
The information on this Web site is presented only for informational purposes only unless otherwise specified. Sanders makes no representation or warranty that any property presented on this Web site is suitable for any individual or collective needs of any party for any reason.

Governing Law and Dispute Resolution
These Terms and Conditions and the Privacy Policy posted at this Web site constitute the entire agreement between you and Sanders with respect to your use of this Web site. All disputes arising under the Terms and Conditions and/or the Privacy Policy, regardless of where they are brought, shall be governed by the laws of Panama without regard to any conflict of law provisions. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of this Web site must be filed within one (1) year after such claim or cause of action arose or be forever barred. You agree to submit any dispute with Sanders exclusively to final and binding arbitration in accordance with the laws of Panama. The location of any arbitration shall be in Panama. You agree that any arbitrator shall not have the authority to award punitive damages. You agree to be bound by any ruling in such arbitration proceeding and that such ruling shall be enforceable in any Panama court of competent jurisdiction. You agree that if any portion of these Terms and Conditions or Privacy Policy is found by an arbitrator or court of competent jurisdiction to be invalid, the arbitrator or court shall nevertheless give effect to the parties’ intentions expressed therein. All other provisions of these Terms and Conditions and Privacy Policy remain in full force and effect. Any failure by Sanders to exercise any rights or to enforce any of the terms of the Terms and Conditions or Privacy Policy shall not constitute a waiver of such rights or terms.